Free Singapore money tools
What’s Your Money Goal Right Now?
Start from your situation, or go straight to a topic.
Let’s Check Our Numbers First Start From Your Situation
Save More Each Month
5 steps · Take-home pay, a safety net and smarter spending.Take-home pay, safety net
Grow My Wealth
7 steps · How growth, fees and yields add up over time.Growth, fees, dividends
Buy A Home
9 steps · Budget, loan, upfront costs and how to pay.Budget, loan, stamp duty
Make My Savings Last In Retirement
6 steps · Already retired? Your payouts, steady income, care costs and family.Payouts, income, care, family
Plan For Retirement
4 steps · Still working? Your CPF, your payouts and your number.Still working? Start here
Pay Less Tax
4 steps · Your tax bill and the reliefs that cut it.Tax bill, reliefs, SRS
Protect My Family
6 steps · A safety net, the right cover, school costs and a will.Buffer, cover, kids, will
Build Passive Income
5 steps · Dividends, yields and T-bills that pay you while you work.Dividends, yields, T-bills
Free · No sign-up needed · Your numbers stay in your browser · Sources and dates shown
Singapore Money This Month
Real rates from the sources we check, each with its own date.
- 6-Month T-Bill1.95%Latest cut-off yield, 22 Oct auction. 12-month: 1.92%.Checked 24 Oct 2026
- Top Savings Rate1.80%DBS, a year on S$20,000 with S$5,000 salary and S$600 card spend.Checked 12 Oct 2026
- CPF Interest2.5% OA 4% SA/RABase rates a year, 1 October to 31 December 2026.Checked 19 Oct 2026
- Money PulseHow confident do you feel about your money this month?Our November 2026 poll. Anonymous, one tap.Opens 1 Nov 2026
Or Browse By Topic
CPF & Retirement
See what your CPF could pay you and the number you need to retire.
Home & Property
Know what you can afford before you sign anything.
Tax
See your tax bill and the reliefs that could cut it.
Investing
Put a number on growth, fees and dividends.
Insurance & Protection
Check the cover your family may really need.
Banking & Cards
Find the card that pays you most and where cash earns more.
Everyday Money
Take-home pay, a monthly plan and a safety net.
Learn
Free course, webinars and plain-English guides.
Not Sure Where To Start?
Answer three quick questions and get one clear place to begin.
Your answers stay on this page.
Popular Questions
- 1How Much Will I Take Home After CPF?Salary After CPF Calculator→
- 2Is My Emergency Fund Big Enough?Emergency Fund Calculator→
- 3How Much HDB Flat Can I Afford?HDB Affordability Calculator→
- 4How Much Do I Need To Retire?Retirement Number Planner→
- 5How Much Income Tax Will I Pay?Income Tax Estimator With Relief Stacking→
Your Free Membership
Keep Your Numbers.
Build Your Next Step.
Make each visit useful beyond today.
- Save your results and comparisons, private to you
- Build a plan with checklists and a printable action plan
- Grow Your Wealth: The Singapore Guide, a free short course
Free account · Tools stay free without an account.
Compare Before You Apply
See rewards, interest and fees for your own numbers.
What Could Your Spending Earn?
Enter your spending mix to compare estimated yearly rewards after the annual fee. Bonuses we have not modelled are not counted.
Compare Credit Cards →Play & Learn
Quick games with made-up money and no prizes. Learn the idea, then check it with a calculator.