Free Singapore money tools
What’s Your Money Goal Right Now?
Pick one. We show you the few numbers that matter, one step at a time.
Free · No sign-up · Your numbers stay in your browser · Sources dated
Your Money Goals
Save More Each Month
5 steps · Take-home pay, a safety net and smarter spending.Take-home pay, safety net
Grow My Wealth
7 steps · How growth, fees and yields add up over time.Growth, fees, dividends
Buy A Home
7 steps · Budget, loan, upfront costs and how to pay.Budget, loan, stamp duty
Make My Retirement Money Last
6 steps · Already retired? Your payouts, steady income, care costs and family.Already retired? Start here
Retire Comfortably
4 steps · Your CPF, your payouts and your number.CPF, payouts, your number
Pay Less Tax
4 steps · Your tax bill and the reliefs that cut it.Tax bill, reliefs, SRS
Protect My Family
6 steps · A safety net, the right cover, school costs and a will.Buffer, cover, kids, will
New To Singapore On A Work Pass
6 steps · Pay, tax, savings and investing when you have no CPF.No CPF: pay, tax, investing
Not Sure Where To Start?
Three quick questions. Your answers stay on this page.
Popular Questions
- 1How Much Will I Take Home After CPF?Salary After CPF Calculator→
- 2Is My Emergency Fund Big Enough?Emergency Fund Calculator→
- 3How Much HDB Flat Can I Afford?HDB Affordability Calculator→
- 4How Much Do I Need To Retire?Retirement Number Planner→
- 5How Much Income Tax Will I Pay?Income Tax Estimator With Relief Stacking→
New Every Monday
Weekly Money Puzzle
A two-minute puzzle about made-up money choices. Check your answer with our calculators, then spot the catch in a made-up offer.
Your Free Membership
Keep Your Numbers.
Build Your Next Step.
Make each visit useful beyond today. One place for the results and resources you want to come back to.
Explore Free Member Benefits →Free account · Tools stay free without an account.
Save Your Tool Results And Comparisons
Keep named, private snapshots to reopen or delete whenever you need them.
Build A Plan Around Your Goal
Use practical checklists, a printable action plan and useful guides to revisit.
Grow Your Wealth: The Singapore Guide
Free · 10 Short Lessons
Our free ten-lesson course on saving, protecting and growing your money, each lesson with a tool to try.
Compare Before You Apply
See rewards, interest and fees for your own numbers.
What Could Your Spending Earn?
Enter your spending mix to compare estimated yearly rewards after the annual fee. Bonuses we have not modelled are not counted.
Compare Credit Cards →Free, Private And Clear
See How We Calculate →No Sign-Up Needed
Every tool works without an account.
Your Numbers Stay With You
Inputs stay in your browser unless you choose to save them.
Sources And Dates Shown
Each result lists its assumptions and limits. Commercial links never set the order.
Short Guides To Start With
Play & Learn
Short games with made-up money and no prizes. Learn the idea, then check it with a calculator.
Free Trading And Property Webinars
Introductory sessions by Wealth Mastery Asia. Commercial relationship; sessions may introduce paid training. Trading and property involve risk.