Free Singapore money tools
What’s Your Money Goal Right Now?
Start from your situation, or go straight to a topic.
Free · No sign-up · Your numbers stay in your browser · Sources dated
Start From Your Situation
Save More Each Month
5 steps · Take-home pay, a safety net and smarter spending.Take-home pay, safety net
Grow My Wealth
7 steps · How growth, fees and yields add up over time.Growth, fees, dividends
Buy A Home
7 steps · Budget, loan, upfront costs and how to pay.Budget, loan, stamp duty
Make My Savings Last In Retirement
6 steps · Already retired? Your payouts, steady income, care costs and family.Payouts, income, care, family
Plan For Retirement
4 steps · Still working? Your CPF, your payouts and your number.Still working? Start here
Pay Less Tax
4 steps · Your tax bill and the reliefs that cut it.Tax bill, reliefs, SRS
Protect My Family
6 steps · A safety net, the right cover, school costs and a will.Buffer, cover, kids, will
Build Passive Income
5 steps · Dividends, yields and T-bills that pay you while you work.Dividends, yields, T-bills
Or Browse By Topic
CPF & Retirement
See what your CPF could pay you and the number you need to retire.
Home & Property
Know what you can afford before you sign anything.
Tax
See your tax bill and the reliefs that could cut it.
Investing
Put a number on growth, fees and dividends.
Insurance & Protection
Check the cover your family may really need.
Banking & Cards
Find the card that pays you most and where cash earns more.
Everyday Money
Take-home pay, a monthly plan and a safety net.
Learn
Free course, webinars and plain-English guides.
New · Free · 2 Minutes
Take The 2-Minute Money Check-Up
Know where your money stands: one score out of 100, eight pillar bars and the one change worth the most points. Your answers stay on your phone.
Not Sure Where To Start?
Three quick questions. Your answers stay on this page.
Popular Questions
- 1How Much Will I Take Home After CPF?Salary After CPF Calculator→
- 2Is My Emergency Fund Big Enough?Emergency Fund Calculator→
- 3How Much HDB Flat Can I Afford?HDB Affordability Calculator→
- 4How Much Do I Need To Retire?Retirement Number Planner→
- 5How Much Income Tax Will I Pay?Income Tax Estimator With Relief Stacking→
New Every Monday
Weekly Money Puzzle
A two-minute puzzle about made-up money choices. Check your answer with our calculators, then spot the catch in a made-up offer.
Your Free Membership
Keep Your Numbers.
Build Your Next Step.
Make each visit useful beyond today. One place for the results and resources you want to come back to.
Explore Free Member Benefits →Free account · Tools stay free without an account.
Save Your Tool Results And Comparisons
Keep named, private snapshots to reopen or delete whenever you need them.
Build A Plan Around Your Goal
Use practical checklists, a printable action plan and useful guides to revisit.
Grow Your Wealth: The Singapore Guide
Free · 10 Short Lessons
Our free ten-lesson course on saving, protecting and growing your money, each lesson with a tool to try.
Compare Before You Apply
See rewards, interest and fees for your own numbers.
What Could Your Spending Earn?
Enter your spending mix to compare estimated yearly rewards after the annual fee. Bonuses we have not modelled are not counted.
Compare Credit Cards →Free, Private And Clear
See How We Calculate →No Sign-Up Needed
Every tool works without an account.
Your Numbers Stay With You
Inputs stay in your browser unless you choose to save them.
Sources And Dates Shown
Each result lists its assumptions and limits. Commercial links never set the order.
Short Guides To Start With
Play & Learn
Short games with made-up money and no prizes. Learn the idea, then check it with a calculator.
Free Trading And Property Webinars
Introductory sessions by Wealth Mastery Asia. Commercial relationship; sessions may introduce paid training. Trading and property involve risk.