5 Best Cashback Credit Cards That You Should Have in Your Wallet

Getting a credit card is actually one of the best strategies that financially-savvy people use to save money on everyday spending.

The banks are always very enthusiastic to offer their members with wonderful benefits, just to get more people to subscribe to their service.

If you exercise a little self-control and don’t give in to temptation easily, then you’ll find a good cashback credit card to be like your best friend.

Here are five of the best cashback credit cards in town that you should own:


Citibank DIVIDEND Card

  • Save up to 18.3% at Esso and 18.1% at Shell fuel stations
  • Up to 5% cashback at all other fuel stations
  • Save up to 5% on all groceries, health & beauty and pharmacy spending
  • Get up to 2% cashback on your dining expenses


OCBC 365 Credit Card

  • Get 6% cashback when you dine locally (weekends), and 3% when you dine during weekdays or overseas
  • Save 3% on all online purchases
  • Up to 18.3% savings at Caltex and Esso, and 5% at all other petrol stations
  • Save 3% on your grocery shopping
  • Get 3% off your recurring telco bills (SingTel, StarHub and M1)
  • 3% rebates on all other spending


ANZ Optimum World MasterCard Credit Card

  • Get a $88 cash rebate when you sign up for a new ANZ Optimum World MasterCard
  • 5% cashback on one of these categories – Dining & leisure, travel, shopping and groceries – you’re free to choose every calendar quarter
  • 1% rebate on all other spending


The American Express True Cashback Card

  • 5% cashback on all purchases
  • Get a 5% cash rebate for the first 3 months


OCBC FRANK Credit Card (High Rebates for Online Shopping)

  • Get 6% cash rebates on your online transactions and NETS Flashpay Auto Top up transactions
  • Get 0.5% cashback on all other purchases

Which of these five Credit Cards do you think is the best? Or do you have any other recommendations? Let us know in the comments below!

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Shawn Lee

Shawn is a writer for WealthMastery.sg. When he's not writing, he enjoys reading about the latest in psychology and personal development. Beneath his reserved demeanour, he's secretly a fanboy who goes crazy whenever he sees his favourite idols. He also loves anime, music and everything Japanese.

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