Highly-experienced financial consultant (who's been in the industry for 7 years) is about to reveal to you what she only shares with her personal clients:

"How Average Singaporeans (With Average Incomes) Are Able To Safely Grow Their Retirement Nest Egg And Personal Wealth - With Affordable Insurance Policies Few People Know About!"

* If you have existing policies... You'll find out why you could be wasting money every month on your current policies (which you might not even need)

* If you intend to purchase new policies... You'll learn what mistakes not to make and important elements to look out for when buying insurance

* If you simply want a safe and secure way to grow your wealth, build your retirement funds... while enjoying protection all at the same time...

Then this will be the most important letter you read today. Here's why:

LIM-PEI-LING1

From: Kristen Lim
Senior Executive Manager of Advisor's Clique
Millionaire Dollar Round Table (MDRT) Achiever
Five-time Achiever's Club Member

Dear Friend,

My name is Kristen Lim, and firstly, let me be upfront about this...

I am not an expert at many things in life but I'm pretty decent at one thing... and that is:

Showing average Singaporeans (like you and me) how to benefit greatly from their financial portfolio... 

By getting maximum protection, returns, and profits... for the best possible cost

 

Why do I dare to make such a bold statement with such confidence?

Because the truth is... I've seen the worst. And I've witnessed for myself what many people will only see in movies or dramas.

In fact, whenever I meet clients that tell me I look "young" or "new", I just smile and laugh inside me...

Knowing that despite their ignorant comments... these people will never understand what I personally experienced and went through when I first joined the financial industry.

You see, I became a financial planner at the "best" possible time...

During the year of the 2008 World-wide financial crisis...

When the economy was at its worst state, everyone was fighting hard to keep their jobs, the whole mood was gloomy and depressing...

And many people lost their entire fortunes and savings overnight... without any warning!

 

I got to see with my very own eyes...

* People losing their hard earned capital in the stock markets, and the look of helpless-ness and fear in their faces when they knew they had nothing left in their ban

* The sadness and shame many people went though when they lost their jobs, but still had a family to support (and kids to feed)... and they didn't know what to do

* The despair and disappointment people felt when their business closed down or folded because of the poor economic conditions, and they had zero income coming in

But this isn't even the most depressing part yet.

You know what makes matters even worse?

Many of these people usually think they are sufficiently prepared for such "rainy days", and have planned for such emergencies... only to be taken by absolute surprise when they realize...

They are absolutely helpless and have nowhere to turn to when unexpected incidents or misfortunes happen to them

 

With no income to support themselves and their families...

With sudden accidents or misfortunes requiring them to fork out huge medical bills and costs...

And lack of proper financial planning and insurance policies to cover them during these challenging times...

Most people usually end up in a very bad situation, and feel the huge regret of not doing sufficient planning when they had the chance to.

But of course, despite such a reality being very possible for many of us, here's the sad truth:

Many of us just REFUSE to learn more about insurance because...

1) We think it's a waste of money trying to protect ourselves from something that might NOT even happen.

2) We think we have sufficient savings and back up, without really considering that unexpected situations may require more money than we plan to fork out

3) We already have bought several insurance policies in the past (that we're still paying for), and we just refuse to look through it even though times have changed and our needs may be different now.

4) We hear many bad stories from friends, and think insurance people are all out to con our money and earn commissions from us, so we don't trust them (despite the strict rules and regulations set by the Singapore government to protect consumers)

5) It's just a hassle, and we rather push this to another day when we have more time and energy (failing to consider that accidents and misfortunes could happen before you have time to react)

And I won't lie to you...

That's also how I used to view insurance and financial planning, before I became a financial consultant.

And it was only after I joined the industry that I was shocked and awed at the same time, because I realized that...

I have been viewing insurance wrongly all this while!

 

In fact, insurance isn't actually a cost, because if I buy the correct policies and know what to look out for... I will eventually profit from it.

I could be getting protection and security...

Being covered for all my medical bills, costs, emergencies, and accidents...

While still growing my wealth and building a huge retirement nest egg all at the same time.

And the more I studied the clients and people in my industry, I began to find out that there are actually...

Many average Singaporeans (like you and me) who have discovered the strategies on how to profit from insurance and make money from it in the long-term!

And so... I started to find out more about insurance plans, and what the smart and wealthy people in Singapore were buying.

I asked my friends who were insurance planners, and when I joined the industry as a financial consultant many years back, I too realized that...

Many of them actually buy plans that not only protect them, but also build their nest egg and give them profits in the long-term!

 

That means...

Insurance is not just used as a medium of protection...

But they also use it to profit, build their wealth, and even make money!

And you know what's an even more surprising thing I found out?

When I studied these Singaporeans who were making money with insurance...

I realized that many of them actually only earn an average income...

Despite not being the richest and wealthiest in town...

Despite having jobs and occupations that are just like everyone else...

These typical Singaporeans are fully covered when it comes to old age, sickness, or accidents...

And they even can make a huge return off their initial investment when their policy expires and they can withdraw their profits!

 

But, while all these sounds exciting and very do-able, let me tell you something many Singaporeans totally miss out on.

This is the real reason and ENEMY that's preventing many of us from benefiting and profiting from our insurance policies...

So here's the real problem for many Singaporeans

So many of you are not seeking out financial planning NOT because you don’t believe in financial planning…

(Only idiots don’t believe in financial planning!)

But rather…

What you are avoiding is not the product but the financial planner himself!

What a pity, isn't it?

To deprive yourself of proper protection, to waste the opportunity to grow your wealth and make money in a safe and secure way...

All because you want to avoid financial planners!

I believe we all have our fair share of nasty experiences with a pushy sales person…

And I REFUSE to buy anything from a nasty sales person!

 

I hate being lied to and sold to... especially by someone who only wants to make money off me, without genuinely caring about my concerns.

However...

Just because we dislike the person,

Doesn’t mean we should ignore the idea behind product…

Especially when it concerns something as important as our finances!

All we need to do is to find a trustworthy and reliable financial planner…

Who thinks in our best interest!

Because if you're intending to shortcut the process and just buy insurance online, or from friends and family...

 

Then you're going to be shortchanging yourself, because you are buying insurance like a blind man.

Only when you have an experienced, trustworthy, and credible financial planner...

Are you able to understand what policies suit you best, and which ones fit your needs best.

It's like having a person tell you exactly which policies and plans are best customized for you...

rather than buying things that may not fit you, and thus waste your money.

The bottom line? Seek a credible and trustworthy financial planner who is NOT out to earn your money, but truly wants to help you.

So here's what a really good financial planner can do for you:

A brilliant financial planner is able to help you…

* Increase your pot of gold quickly – That what real financial planners are supposed to help you do! They instruct you on how you can invest and multiply your money! So when you make more money, they also get to be paid more!The best financial consultants are those who align their interest together with you so they both of you will enjoy working together in the long haul!

* Craft out your retirement strategy so that you are able to enjoy your retirement comfortably – Too many financial planners these days are merely salesperson of financial products. It’s so simple to spot these types of people. Ask them about their own retirement strategy and you would realize that most of them have none!A good financial planner is able to help you plan out your egg nest so that you can enjoy your golden years comfortably.

* Make sure you never need to worry about your finances if you ever fall sick or get hospitalized – Great planners know that before you start making morning, the first thing you ought to do is to protect the source of money – you! Short sighted financial planners aims to sell you the product with the highly commissions and then you’ll never get to hear from them again.On the other hand, Great planners plan for you in a holistic manner and makes sure you’re properly covered.

* Provide for your family even if anything happens to you – A great financial planner also hold themselves responsible for your family finance. They make sure if anything were to happen to you, your family need to lower their standard of living drastically and your kids are still able to continue with their education without being interrupted due to the lack of money.

And that's what I would like to help you with...

 
If you're serious about proper financial planning...

If you want to look through your current policies to ensure you're buying the right things and not wasting your money on unnecessary policies...

Or if you are looking to buy new policies and want someone experienced and trustable to guide you.

And just in case you want to know more about my financial planning credibility...

Here's what several of my past clients have to say about my financial consulting services...

"Provided my family with outstanding service with her professionalism and patience. Always reachable whenever I needed to talk to her or ask her questions on insurance"

 

"I got to know Kristen Lim from a friend of mine. I bought my first personal insurance from Kristen in 2008/2009 and since then Kristen continues to service my family insurance needs.

Kristen provided my family with outstanding service with her professionalism and patience. She took the time to go over my family policy as required and let me know where we were lacking. She is always reachable whenever I needed to talk to her about insurance questions.

Kristen has such a pleasant attitude and is a joy to work with. I would not hesitate to refer Kristen to my family and friends when they are looking for a reliable insurance agent. I believe she will earnestly do her best to serve her clients!

Mailina Juarsa
Mailana Juarsa (satisfied client of Kristen)

 

"I never ever feel pressured or treated like a sales target, because she listens to my needs! Kristen's expert knowledge also makes planning my finances a breeze"

 

Kristen has been nothing but professional in her dealings with me, and she truly listens to my needs so I never feel pressured or treated like a sales target. 

Kristen's expert knowledge also makes planning my finances a breeze. I trust her for her insight, knowledge and passion to provide her clients with the best financial advisory services possible.

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Ng Qin Mei

So what should I do now?

I can’t vouch for the services of the other financial planners, but I'm willing to put my integrity on the line for my standard of service. As I only want to work with a small group of clients whom I can really help, grow together and service wholehearted for the long haul...

I have decided to offer a free consultation that’s normally worth $197...

If you're serious about proper financial planning and believe that I can help you with that! This initial meet up has no strings attached and is done without any obligation. If after the initial consultation, You felt you benefited from my consultation and you want to find out more... We can discuss further as to how we work closely together in future. If not... That would be all! And you’re welcome to find another financial consultant that you might be more comfortable with. That’s not too bad a deal isn’t it? However as I only have limited time on my hands, I don’t want to waste anyone’s precious time...

So this offer is only limited to the first 30 people who sign up.

So be sure to fill up your details below before all the slots are taken up!

Fill in your details to schedule your FREE Financial Planning Consultation worth $197

I wish you success!

Kristen Lim

P.S. Remember, this is a FREE consultation and you're not oblidged to purchase anything from me. My aim is to provide people with better information, to help them do better financial planning, and understand more about insurance.

P.P.S. There are only 30 spots available, so even if you're only a little interested, I recommend that you sign up first and consider later (because the free consultation slots may be fully taken up by then)

* I confirm that by providing my contact details as above, I agree to receiving a phone call from an Advisors Clique (Great Eastern) representative to schedule my free consultation.

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We have to say this stuff legally and it's important to know. We've taken every effort to ensure we accurately represent this seminar and it's potential to help you. However, we do not purport this as a "get rich scheme" and by law we cannot guarantee that you will achieve any results or earn any money from attending this seminar. Your level of success in attaining results is dependent upon a number of factors including your skill, knowledge, ability, dedication, business savvy, business focus, business goals, partners, promotions, audience, and financial situation. Because these factors differ according to individuals, we cannot guarantee your success, income level, results, or ability to earn revenue. You alone are responsible for your actions and results in life and business. This seminar is for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its contents. Any forward-looking statements outlined in our promotions are simply our opinions, estimates, expectations or forecasts for future potential, and thus are not guarantees or promises for actual performance. As required by law, we can make no guarantees that you will achieve any results from our ideas or models presented during the seminar and we do not offer professional, legal or financial advice. Our only guarantee is that you'll be satisfied with the quality of the program. If you are not satisfied you can have a full refund. Under no circumstances will the creators of or experts represented in this program be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material. We are not responsible for your actions or the information or actions of any third party that may be part of the contents or promotions of this program. By enrolling and participating in this seminar you agree to these statements and agree not to hold our company liable for your results or actions. You also agree to let us know if you are unhappy with the seminar so that we can address your concerns or refund your tuition.